I hope everyone had a great 4th of July. We went to my girlfriend's parents house launched some fireworks and had a barbeque so it was low key and great.
GOALS
Financial
Expense rate under 45% of my net income. A+
My
expense rate was 38% of my income, which is fantastic and I need some more months like this to reach my goal.
Establish an emergency fund and automatically deposit some money into it each month. C
Establish an emergency fund and automatically deposit some money into it each month. C
Still no progress in this department yet, but I know have enough cash to set aside as emergency funds, just need to do it
Invest $2,500 per month. C
I
invested just $200 this month with my Loyal3 purchases of Disney (DIS),
Kellogg's (K), Unilever (UL), a Pepsico (PEP) being my only activity. So, not a good month at all.
Open a Loyal3 account and start a small amount of automatic
investing. B+
In one sense this goal is complete,
I opened an account and starting automatic investing, however I don't
want to mark this as complete yet, in July I would like to add to these investments.
Pay for my vacations with overtime. A
I put in 21 hours of overtime this month. I also recalculated how many hours I needed to reach my goal which should ease things up.
Establish one new source of income. C
No update on this front yet.
Physical
Complete the Tough Mudder. C
I am already signed up for this one, so it will be happening.
Workout my legs 2x per week. A
I did not do a good job tracking this month but I feel like my leg workouts have become more regular now.
Complete a sprint triathlon. B
Started swimming to get ready for my triathlon in 2 weeks! I'm not worried about the running or biking, I always do those things, but swimming a half of a mile at once is something I'm working up to.
Run at a faster Pace: complete a 15K in 1 hour and 24
minutes (9 minute/mile). D
No progress here either.
Reduce my percentage of body fat to 12%. D
I am actually not sure what my current percentage is but it probably got better during the diet, unfortunately I have been off the diet so...
Track my calorie intake every day and review weekly. D
We were doing the Whole30 this month and I thought it would be a lot less stress to only worry about eating the correct things instead of trying to also track my calories.
Personal
Read 6 Books from my Reading List. C
Finally started one of the books on my reading list.
Take an online class. D
Nothing here either.
Average one blog post per week. C
I posted just 3 articles in June, I was a day late on what would have been the 4th article.
Travel somewhere new. COMPLETE
We did it and it was great! We loved our time in New Zealand and I wish we had gone for longer.
Try meditation. C
I need to figure out a game plan for accomplishing this goal.
Try out one new hobby. C
I think I am going to pursue mountain biking, but I need to figure how I can try it out instead of diving headfirst into it.
Date night with my girlfriend at least once per month. A
Dinner and movie.
Conclusion
I
am definitely making progress. But my financial goals need some
tightening up if I am going to reach my goals, my expense rate and amount invested in
particular.
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