I've been really slacking on posting for the last couple of weeks, I finally go my Liebster Award post out after over a month of slacking. Things have been really busy with a couple of long and busy weekends and piled on of my weekdays that have grown longer because my girlfriend and I are carpooling and it ends up adding several hours to my day. Anyways, I hope to get back on track with my postings, starting with my May updates.
Expenses:
My
expenses are listed to the side. On each line I have the budgeted amount
per month, the actual
amount spent for the month of May.
My total expenses were just over $2390,
which is just under my planned expenses.
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Most of my categories were pretty good but my
Grocery bills were ridiculous this month. This is due in part to the start of a new diet, but hopefully our shelves are now stocked so this will go down next month.
INCOME:
Paycheck: $4,664.
% Expenses = 51% of income. Not fantastic but not bad. It well definitely help me get back on track but I need some fantastic months in order to reach my goal for 2015.
Dividend Income:
This month
I earned $174 without lifting a finger. Not a great month but hey its money that I didn't have before. The following companies paid me this month:
|
|
|
|
|
|
Symbol | Shares | Div | Total |
| SPY | 10 | .93081 | $9.31 |
| VZ | 30 | .55 | $16.5 |
| CIM | 68 | .096 | $6.53 |
5/1/2015 | T | 103 | .47 | $48.41 |
5/15/2015 | OHI | 65 | .18 | $11.7 |
5/15/2015 | KMI | 104 | .48 | $49.92 |
5/26/2015 | HCP | 56 | .565 | $31.64 |
|
|
|
| $174.01 |
|
My budget was right on track yet I am still behind schedule on my savings rate. I am going to need to crack down on both the expenses and the earnings if I want to reach my goal of a 47% expense rate.
How about you? How was your May?
-Nick
Photo Credit: FreeDigitalPhotos.net
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